浅谈我国房地产证券化的必要性

On the need of real estate securitization

在世界金融证券化浪潮中,房地产证券化成了金融银行业实践结构变化和新的国际金融工具创新的主要内容之一。房地产融资证券化能为我国的房地产开发企业提供可靠的资金循环保障机制、促使房地产经营专业化和资源的合理配置、便于我国房地产资本市场的形成,丰富我国居民的投资品种。它的开发推广将为我国房地产行业进一步良好的发展提供稳定的金融基础。

The wave of the world＇s financial securities, real estate seeuritization has become structural changes in financial and banking practices and a new international financial instruments, one of the main elements of innovation.Securitization of real estate financing for real estate development enteperises in China to provide a reliable funding cycle protection mechanism,to promote real estate business professional and rational allocation of resources to facilitate the real estate capital market formation, enrich our people＇s investments.hs development will provide a stable financial basis for the development of China real estate industry