我国农村新型金融体系构建中的问题及对策

Problems and Countermeasures Involved in Constructing Chinese New-style Rural Financial System

银监会自2006年按照"低门槛、严监管;先试点、后推开"的原则,开展新型农村金融机构试点工作以来,我国农村金融体系完善和金融服务水平提高有了明显成效。但农村金融的复杂性和改善农村金融服务的艰巨性仍是显而易见,农村金融仍然是整个金融体系中最薄弱的环节。如何在新型农村金融机构建设的大环境下,分析原因,找出对策,全面提升农村金融服务水平,对社会主义新农村建设具有重要的意义。

Since China＇s Bank Regulatory Commission developed the new pattern countryside finance institution test task according to the principle of ＂low requirement,strict inspection,first test,then burst through＂ since 2006,the finance system consummation and the finance service level improvement in the countryside have had a distinct effect.However,the complexity of the countryside finance and the arduousness of improving countryside finance service are still obvious,and countryside finance is still the weakest link in the entire financial system.To analyze reasons,to find out countermeasure and to improve the whole countryside finance service level in the big environment of the new pattern countryside finance institution construction has crucial significance to the construction of the socialist new countryside.