中国金融发展中的总量结构与地区差异

Total Quantity Structure and Regional Disparity of China Financial Development

本文使用基尼系数来源结构分解方法,对2001-2008年间中国金融资产总量结构（包含货币类、证券类以及保障类等三大分项金融资产）及其地区差距进行了重新研究。虽然货币类资产占比最大并且对金融资产总量基尼系数的贡献率最高,但从2005年开始货币类资产的地区分布状况并未决定金融资产总量地区差距的走向;证券类资产占比的上升及其自身地区差异的扩大对2005年以来中国金融总量分布地区差异有重要影响;保障类金融资产的地区差距在样本期内有缩小的趋势,并且其对总资产差距的贡献额度基本稳定。

By the Gini coefficient origin structure decomposition method,this paper re-examined China financial assets total quantity structure(including monetary class,securities class as well as safeguard class financial assets) and the regional disparity during 2001-2008.The research indicates that although the monetary class assets' share and its contribution to total quantity Gini coefficient was highest;it didn't decide the trend of total quantity regional disparity from 2005.Securities class assets share's rise and its regional disparity expansion influent Chinese finance total quantity regional disparity significantly from 2005.The safeguard class financial assets' regional disparity has the decline tendency in the sample time,and its contribution to total assets disparity was stable.