浅析支票影像业务发展缓慢的原因与对策

Analyzing and the Suggestion of Business of the Check Image Exchange System

支票影像交换系统上线以来,打破了支票使用的地域限制,实现了全国通用,对于提升支票使用率、完善我国支付体系、支持经济发展具有重要的现实意义。但是,经过几年的发展,支票影像业务并未见很大增长,业务量也主要集中在一些大中城市。本文对这一现象进行了初步分析,并结合实际给出了相关建议。

Area limit of the use of check has been broken since Check Image Exchange System put into use. It is of much significance in many ways, such as improving the use rate of check, building payment system of China and pushing our economy ahead. However, business of the Check Image Exchange System hasn＇t made a remarkable increase in recent years and most business arises from some large cities. Under this background, this paper analyzes the phenomenon rudimentarily and draws some conclusion in reality.