地方院校适度举债发展及风险防范

The Development of Moderate Financial Borrowing and Risk Prevention of Local Colleges and Universities

地方院校为了适应社会发展的需要,在地方政府教育事业经费投入不足情况下,适度举债发展自身是可行的。银行信贷资金的注入,给地方院校发展带来了生机,但是过分依赖银行信贷资金,将给地方院校的发展带来财务风险。因此,在举债发展的过程中,为了防范财务风险,要提高管理层对举债发展的认识、建立贷款资金管理领导小组、合理控制贷款规模、加强对贷款资金的使用和管理、多渠道筹资和及时催缴学费,增强资金自给能力,才能保证地方院校健康发展。

Under the circumstance of local governments＇ education funding shortage, moderate financial borrowing is feasible to develop theirown to meet the need of social development. The infusion of bank credit funds brings a new energy to the development of local colleges and universities. However, there will be financial risks if local colleges and universities are excessively dependent on the credit funds. Therefore, to avoid the financial risks, the authorities of local colleges and universities, at first, should have a clear awareness of development with financial borrowing. Then, a team to manage the credit funds and the scale of credit should be set up, at the same time, a multi-channel financing network and a timely reminderforstudents to pay their tuition should be built. Finally, the ability of financial self-sufficiency should be improved to guarantee the healthy development of local colleges and universities.