论金融危机下我国中小企业融资困难的成因及对策

The Causes and Countermeasures of Chinese Small and Medium-sized Enterprises' Financing Difficulty under the Background of Financial Crisis

金融危机下,中小企业融资难除了国际因素外,既有企业自身的原因,也有金融部门和地方政府等外在原因。解决中小企业融资难问题必须通过企业自身的努力和国家、金融部门、地方政府以及社会各方面的支持和帮助,才能得以实现。

Under the background of financial crisis,the causes of Chinese small and mediumsized enterprises＇ （SME） financing difficulty not only result from themselves,but also include the factors of country,financial sectors and local governments.Therefore,the cooperation of all parties is essential for the solution of this problem.