国内个人理财业务发展的原因

Reasons of Extension of Personal Financial Management Business

随着我国经济不断发展,居民收入得到迅速增长,而理财观念也逐渐被人们接受,国内居民希望通过理财实现其资产增值。我国个人理财业务始于20世纪90年代,由于存贷差不断扩大、利率差缩小、外资银行带来竞争等原因,国内个人理财业务迅速发展。

This article briefly analyzes the current development of financial management business and the reasons of promoting the development of personal financial management business from three aspects-commercial banks,clients and market.The following factors such as the expanding of the gap of deposit and loan,the narrowing of interest rate extension,competition from foreign banks,the increase of financial management demand promote the development of personal financial management business from commercial banks in China.