产成品抵押贷款的案例剖析

Case Study of Finished Products Mortgage

产成品抵押贷款作为动产抵押的一种形式,打破了库存积压产品不适宜办理抵押贷款的传统观念,发挥了中小企业的净值价值,改善了中小企业有效抵押不足的现状,对破解中小企业融资难题,特别是由经济波动而引发的企业暂时性资金困难具有积极意义。

As a form of the chattel mortgage,the finished products mortgage has already changed the traditional idea that the overstock was not appropriate for mortgage loan.It fully utilizes the internal credit resources of the SMEs and effectively improves the status of financing for SMEs.Moreover,it provides reference for the temporary shortage of fund caused by economic fluctuation.