中国农村合作金融异化语境下的法律制度重构

Reconstruction of Legal System in the Context of Alienation of Chinese Rural Cooperative Finance

中国的农村合作金融不仅具有世界各国合作金融异化的普遍特征,而且还拥有因为中国的合作金融政策因素导致的特殊异化表征。合作金融的异化导致了传统与真正意义上合作金融在中国的缺失,这与中国仍处于发展中国家的基本国情以及农村东、中、西三个地区相互间较大的发展差异的现实是不相符的。应当结合农村合作金融异化的背景,构建涵盖异化合作金融、传统合作金融和内生合作金融等多种形式的农村合作金融法律体系。

Chinese rural cooperative finance possesses not only the common characteristics of alienation of cooperative finance worldwide,but also special ones resulting from Chinese rural cooperative finance policy.Alienation of cooperative finance leads to the lacking of traditional cooperative finance that reflect the essence of cooperative finance,which don't match the fundamental realities of China that China is still a developing country and the obvious development difference between the eastern,central and western regions.In the context of alienation of cooperative finance,we should build a rural cooperative legal system which regulates various forms of cooperative finance,including alienate,traditional and endogenous cooperative finance.