农村金融发展的路径选择:重庆例证

Approach Choices of Development of Rural Finance: Example from Chongqing

金融是现代经济的核心,是经济发展的推动力。成功的农村金融体系要求满足特定的运行条件。分析重庆农村金融运行现状,并对比国外成功经验表明,重庆农村金融发展可采取以下路径:丰富有效的金融需求,增加金融机构和金融产品的可选择性,设计针对农村和农民的信用评估系统,创新金融抵押和担保,营造良好的农村金融环境。

Finance is the core of modern economy and the driving force of economic development.Successful rural financial system requires specific operating conditions.By analyzing the condition of financial operations in rural areas of Chongqing and contrasting the successful experience of foreign countries,it shows that the feasible approaches to development of rural finance in Chongqing are： rich and effective financial needs;to expand the selectivity of financial institutions and financial products;to design the credit assessment system for rural areas and farmers;to innovative financial mortgage and guarantee;to create a favorable environment for rural finance.