论个人破产法律制度在我国的构建

On Establishing Individual Bankruptcy System in China

个人破产法律制度在许多国家和地区已经相当成熟,并在经济活动中发挥着重要的作用,但在我国的立法中一直处于空白状态。随着社会经济发展、人们消费形态的变化,建立此制度在我国具有现实的必要性。我国构建个人破产制度时,其立法模式应当采用一般破产主义,并且设置自由财产制度、破产许可免责制度、简易破产程序等来保障其顺利施行。

Individual bankruptcy system is Very mature in many eountries and areas, and it ptays an important role in economy. Our country has not established individual bankrupley Syslem. With the development of social economie and the changes in people＇ s consumptinn patterns, it is necessary to establish this system, we should adopt general bankruptey mode to establish, and set up free property system, license exemption system, and Summary individual bankruptcy proceedings to guarantee its implementation;