电子支付工具使用现状的实证分析

A Positive Analysis of the Use Actuality for the Electron Payment Tools

电子支付工具是信息社会必不可少的支付工具,多年来得到了迅速的应用。然而,普及电子支付工具仍然受到诸多因素的制约。对制约电子支付工具使用的研究,众多的学者几乎都是从定性的角度去讨论。文章通过调查电子支付工具的使用现状,利用灰色系统理论进行了定量分析,得到制约电子支付工具使用的主要因素,并提出了有意义的建议。

The electron payment tools is necessary payment tools in the informant society,the given swift application very quick in the many years.Howbeit,The have restrict of many factor in gain ground the electron payment tools,the many scholar discuss is from viewpoint of qualitative analysis.The article pass investigate use actuality of the electron payment tools,using the systems theory of the gray carry through quantitative analysis,the gained restrict main factor of the electron payment tools are security and credit standing,and the give rational advice.