我国基本养老保险实现全国统筹的方案设计

The scheme design of achieveing the Basic Pension Insurance at National Level in China

实现基本养老保险全国统筹是我国养老保险制度的内在要求,也是我国养老保障体制改革的发展方向和必然趋势。在目前各区域差异明显和业已形成的地方利己主义行为,已严重阻碍了基本养老保险统筹层次的提高。本文针对各区域间差距的情况,设计出基本养老金计发方案,以减少基本养老保险实现全国统筹的障碍与阻力;针对各主体利益行为,设计出"统帐全分,分开管理"的基本养老保险全国统筹模式,以划清中央与地方的权利与责任范围;针对各种方案实施阻力大小,给出最优方案选择。以期为我国基本养老保险尽快实现全国统筹提供对策参考。

National co-ordination to achieve the basic pension insurance system is the inherent requirement for the development of old-age security system and the inevitable trend direction. Regional differences are significant in the current form of local self-interest and behavior has been a serious impediment to overall level of basic pension insurance increased. In this paper, the gap between the regional situation, the basic pension is calculated to design programs to reduce the basic pension insurance to achieve national co-ordination disorder and resistance ; For each of the main interests of the behavior, design a ＂system account full points, separate management＂ of basic endowment insurance na- tional co-ordination mode to draw the central and local scope of the rights and responsibilities; the size of the resistance for a variety of program implementation, the optimal solution is givenehoice. To the basic old-age insurance for our national co-ordination as soon as possible provide a solution for reference.