中资银行金融创新的知识产权保护机制

Legal Protection of Financial Innovation on Chinese Banks

金融创新通常是指金融创新产品和金融创新服务,利用知识产权对其加以保护促进金融业的发展在全球已成为潮流。从目前金融创新的类型分析,所涉及的保护模式依然可以在传统的知识产权保护制度中进行选择适用。但是,中资银行金融创新知识产权保护的现状并不理想,应该制定措施予以改进。

Financial innovation usually refers to innovative financial product and innovative financial service, the protection of intellectual property to promote its development in the financial industry has become a global trend. Judging from the current analysis of the type of financial innovation, the protected modes involved are still in the traditional intellectual property protection regime applicable to choose. However, Chiua＇s commercial banking and financial innovation of intellectual property protection status are not ideal, which need to be further developed and imnroved.