从美国信用卡危机看中国信用卡行业的发展(英文)

Development of China Credit Card Industry through U.S.Credit Crisis

众所周知,在经济危机的影响下,美国信用卡出现了严重的危机。美国的次贷危机蔓延到了其他国家和地区,对中国本土的信用卡产业带来了巨大冲击。为了使中国信用卡产业更好地发展,远离经济危机的影响,介绍了美国信用卡的市场形势,有利于中国信用卡的发展和建设性措施的提出。对于中国银行改革和发展现代风险措施策略至关重要。

As is known to all,under the influence of the economic crisis,U.S.credit card showed a serious crisis.The U.S.subprime mortgage crisis spread to other countries and regions.It has had a great impact on our local credit card industry.In order to provide some enlightenmenLs for China credit card industry,as well as help it out of the crisis。this thesis introduces the situation of US credit market，from which we call explore the development of our country's credit situation and propose preventive measures.It is important for China banking to develop modem risk measurement models and methods.