中国金融结构进一步调整的重心:构建地方特色金融体系

The Further Adjusted Focus of Chinese Financial Structure:Constructing the Financial System with Local Characters

从宏观层面上看,当前中国金融结构调整的大动作基本结束,因此,区域金融发展成为关注的焦点。由于区域经济战略地位竞争,区域金融资源差异,区域金融结构体系缺陷成为掣肘地方经济转变发展方式和提高金融资源配置效率的关键因素,解困这一问题需要进行地方金融结构的调整,依托地方金融资源优势和地缘战略优势,构建地方特色的金融体系,包括地方城乡金融机构体系、地方多层次金融市场体系、以丰富城乡金融产品链为立足点的地方金融服务体系以及地方金融管理体系。

From the macro - scopical aspect,the big revision of Chinese Financial system has been finished basically now, so the development of the regional finance becomes the focus. Since three critical problems, the competition of the regional economic strategic power, the distinction of the regional financial resources and the limitation of the regional financial structure and system restrict the way of the transformation and development in regional economy. These problems also interfere the growing efficiency of the financial resources allocation. Thus, we need to adjust the regional financial structure and construct the financial system with local characters, according to advantages of the regional financial resource and economic strategic power. This kind of financial system includes the construction of the urban and rural financial system,the construction of regional multi - level financial markets and the construction of the regional financial service and management system in order to enrich the urban and rural financial products chain.