融资租赁在我国船舶融资中的应用

Finance Leases in the Financing of China's Shipbuilding

船舶融资在航运企业的发展中起着举足轻重的作用,但是航运业一向不是投资者或银行家的宠儿,目前还主要是通过贷款的方式达到融资目的。航运业是资金密集型行业,面对航运业资金需求的不断增长,就需要有一种更有效的融资模式,融资租赁作为一种全新的融资方式,就满足了航运企业,特别是中小航运企业的这一需求。但融资租赁在我国起步较晚,还没有形成一个良好的经营环境。

Ship financing plays an important role for the development of shipping business,but the shipping industry is not always the darling of investors or bankers,so they still financed by loan to achieve the purpose mainly.The shipping industry is capital intensive industry,when they face the growing demand for funds,then they need a more effective financing model,finance lease as a new way of financing,just to meet this demand,especially small and medium shipping companies.However,because financial leasing in China start late,there have not form a better business environment.