后危机时代我国地方金融控股公司发展研究

A study on China's local financial holding companies in the post-subprime crisis era

在全球金融业务综合化背景下,金融控股公司大行其道。我国在政策法规层面虽然没有明确涉及金融控股公司,但这类金融机构事实上早已存在。文章在回顾国内外金融控股公司发展历程的基础上,对中国地方金融控股公司的发展状况与动因进行了剖析,进而对金融控股公司发展的法律瓶颈与政策动态进行梳理,针对性地提出了我国地方金融控股公司建设的政策建议。

On the background of the comprehensive operation of financial institutions,the financial holding company seems to dominate the financial market.There are many financial holding companies in practice in China,though the relative legislation delayed behind the financial development.In this paper,the author discussed the motive and current situation of China＇s Local financial holding companies on the basis of the retrospection of the financial holding company,and then expounded the financial holding company on the aspect of legislation and policy,finally put forward the proposals of China＇s local financial holding companies specially.