关于少数民族地区农信社金融服务的难点及政策建议

Study on the Difficulty of Rural Financial Services for Minorities and Suggestions

深化作为民族地区农村金融服务主力军的农村信用社改革,对践行让少数民族分享金融发展带来的同等服务待遇、完善少数民族地区农村金融服务体系、落实国家农村战略和民族政策具有重要意义。本文以贵州省民族聚集的黔东南州、黔南州、黔西南州农村信用社经营发展现状为样本,重点分析民族地区农村信用社改革发展面临的困难与问题,并从财税、监管、保险、生态等方面提出可行性政策建议。

The reform of rural credit unions has significant purpose to enhance financial services for minorities,modify the rural financial system,and fulfill the state policies.This paper intends to analyze the managements of rural credit unions,focuses on the reforming difficulty in Qiandongnan,Qiannan,Qianxinan in Guizhou province,and finally presents some suggestions.