学生实习责任险的设立与推行论析

On Establishment and Implementation of Students' Practice Liability Insurance

学生实习责任险的设立缘于实习伤害事故处理的事实困难。这一险种的设立具有积极促进教育事业的健康发展、深入推进"工学结合"、有效维护受害实习生的合法权益和促进实习过程的安全管理等多元的价值意义。当前,学生实习责任险正在我国国家层面和部分省市积极启动。为了有效推进实习责任险的发展,应充分发挥行政推动和法律强制等非市场力量的积极作用。

The establishment of students＇ practice liability insurance is due to the real difficulties of dealing with practice accidents.The establishment of this insurance kind has multiple values such as actively promoting the healthy development of educational cause,pushing forward ＂combining learning with working＂,maintaining harmed trainees＇ legal rights and interests effectively,and promoting the security management of practical process etc.At present,students＇ practice liability insurance is being started up actively of national level and in some provinces.In order to promote the development of students＇ practice liability insurance effectively,we should give full play to the positive effect of non-market force such as government-propel,law compulsion etc.