简析农村金融发展取向

On Rural Finance Developing Orientation in China

当前中国的农村金融改革发展中有一种商业化的倾向,这种倾向集中反映在对中国农村金融机构主体——农信社改革的争论上。这忽视了单纯商业化改革中国农村金融的种种弊端,是值得商榷的。中国的农村金融必须坚持合作制,不过这种合作与以往政府为主的合作制度相比,是要真正实现农业经营主体之间的互助。

Nowadays there is a commercial trend in the reform of Chinese rural finance.This trend is reflected from the debate on the reform of rural credit cooperation-the principal part of Chinese rural finance.It ignores the defects caused by reforming Chinese rural finance commercially.The paper holds that Chinese rural finance must adhere to the cooperative principle.But contrasting with the former one that leaded by government,the new cooperative principle will bring about mutual support among the agriculture management subjects.