建立适应宏观审慎监管要求的银行运行管理机制

Establishing Banking Operation Management Mechanism in Line with Macro-Prudential Supervision Requirement

银行业对金融危机反思的重要成果之一,就是宏观审慎监管的原则得到监管层的高度重视,银行作为货币金融业务的特许经营企业,在继续推进完善法人治理和建立现代银行制度的同时,应当用历史和辨证的态度理解新监管要求背后的逻辑,从微观与宏观并重入手来完善和改进风险管理体制和机制,增强抵御全球、区域和周期性系统危机影响能力,提高银行经营的可持续发展。

One Major lesson from the financial crisis to banking sector is that the macro-prudential supervision has been attached greater importance by regulatory authorities.As a franchising business on money,banking industry should improve risk management mechanism as mell as corporate governance and modern banking system so as to foster capability to address the impact from global,regional and cyclical crisis and to realize sustainable development.