社会保障与消费关系研究

The Relation of Social Security And Consumption

社会保障本身就是消费的重要组成部分,而且随着社会保障制度的健全和社会保障资金规模的扩大,在居民消费中占比越来越高。由于收入分配差距扩大,引发新的公共消费风险,给社会保障制度带来很大压力;社会保障制度的不完善,使人们对未来消费缺乏信心,提高了人们的消费预期;同时由于社会保障的不完善,使低收入阶层消费能力薄弱,制约消费结构的升级换代。为此,要从分配与再分配人手,增加城乡居民的收入,改革完善社会保障制度,特别关注和提高低收入群体的消费能力,实现社会保障制度完善和促进消费的＂双赢＂。

Social security itself is an important part of consumption,but also as a sound social security system and the expansion of the scale of social securit y funds,in consumer of higher than.Due to expansion,income distribution gap c aused the new public consumption risk,to social security system pressure,The s ocial security system is not perfect,make people lack confidence in the future,consumer spending is expected,And because of the social security system is not perfect,make the low-income consumption ability weak,restrict consumption str ucture upgrading.Therefore,from the distribution and manpower redistribution o f income,increase urban and rural residents,reform the perfect social security system,special attention and improve the low-income consumption ability,socia l security system,perfect and promoting consumption ＂win-win＂.