论企业借贷纠纷的“形”与“实”

The Form and Substance of Loan Disputes Between Enterprises

"秩序"与"自由"是市场经济的永恒主题,两者的内在张力在企业借贷合同的效力认定问题上得以具象呈现。"秩序"唯上的管制型经济模式正在接受越来越多的挑战:无论是基于制度取向的把握、法理价值的评判,抑或他院判例的解读、个案案情的考量,都需要法院更为审慎、客观地认定与处理企业借贷合同。认定时需破除过去依"形"(书面合同)认定或依"实"(合同行为)认定的一元性审判思路,以确立"形"、"实"兼顾,"实"为基础的审判思路;处理时则需结合案件实际情况,进一步严格过错方的责任承担,以维护受损方的合法权益。

＂Order＂ and ＂freedom＂ are the eternal themes of the market economy.The economic model of ＂Order＂ first is under control of a growing number of challenges.Based on system,legal value and the specific cases,judges need to be more careful and objective to deal with loan disputes between enterprises.Judges should establish the new judge thought in accordance with written contract and contract behavior instead of the old thought,and further strictly regulate fault party liability in order to maintain the damaged party＇s legitimate rights and interests when they deal with the specific cases.