正确把握保险业面临的新形势 促进保险业平稳较快发展

Correctly understanding the new situation of the insurance industry and maintaining a relatively fast growth

2010年面对复杂多变的外部环境,保险业坚持科学发展观,推动行业转变发展方式;防范化解风险,维护保险市场安全稳定;加强改进监管,提高监管的科学性有效性;加大查处力度,进一步规范保险市场秩序;发挥保险功能,服务经济社会发展全局。我们应该认识到"十二五"时期保险业仍处于快速发展期;处于矛盾和问题凸显期;是保险业全面转型的关键时期。2011年保险监管的工作重点主要是:强化市场行为监管,加大市场规范力度;坚持防范化解风险不放松,促进保险市场稳定运行;加强偿付能力监管,强化保险公司的资本约束;加强资金运用监管,维护保险资产安全;加强法人监管,强化法人机构的管控责任;创新工作机制,切实保护保险消费者利益;着眼长远,认真谋划和促进行业科学发展。

Facing with a complex and volatile external environment in 2010, the insurance industry adhered to the scientific concept of development and focused on transforming the mode of development, guarding against and mitigating various risks and safeguarding the stability of the insurance market, further enhancing industry regulation for better effectiveness, stepping up supervision actions for maintaining the order of the market, and mobilizing the risk protection role of the insurance industry to better serve the social and economic development. We should be aware that the 12th Five-year period will continue to see rapid development of the insurance industry, but many problems may become more prominent, and it will be a critical period for business transformation of the insurance industry. The key regulatory targets for 2011 are ： strengthen supervision of market behaviors and enhance market regularization ; continue to keep a high alert on various risks and safeguard the steady running of the market ; strength regulation on solvency adequacy and heighten the responsibility of mechanism and protect consumer interests effectively; make legal entities in internal control; innovate on the work well-thought plans for the long-term healthy development of the industry.