金融创新对货币需求影响的模型分析

An Analysis about the Relationship between Financial Innovation and Demand for Money

本文将金融创新作为投资项目，假设了一个包含金融创新过程的初始成本．并将其导入Lucas现金预付款模型，然后利用这一拓展型模型分析了技术创新、利率变化、经济增长以及金融创新等因素对货币需求变化的影响．

This paper considers financial innovation item, hypothesizes an initial cost contained in theprocess of financial innovation, and introduces these two ideas into Lucas' cash-in-advance model,then uses the extended cash-in-advance to analyse the effect of such factors as technical innovations, in-terest rate changes, econowhc growth as well as the effect of financial innovation on the changes in the de-mand of money.