供应链金融在我国商业银行中的应用及推广

Analysis on Application and Promotion of Supply Chain Finance in Commercial Banks in China

供应链金融不仅为供应链条中融资能力薄弱的中小企业解决融资难问题,也为银行的业务拓展找到一片蓝海。近几年,国内各家商业银行纷纷推出供应链融资方案,并取得了不错的效果,但在实践中,仍然存在诸如风险控制相对薄弱、技术手段落后等等问题,需要采取各种措施完善其供应链金融体系。

Supply Chain Finance not only solves financing problems for Small Medium Business whose financing capacity is limited,but also provides opputunities for banking business development.In recent years,domestic commercial banks are launching variable supply chain financing strategies and achieving good effects.However,there are still many problems exsiting in supply chain finance system such as week risk control,less-devoloped technological measures and so on.Kinds of measures should be taken to improve the system.