个人投资规划流程解析

The Analysis about Personal Investment Planning Process

投资规划是对投资的系统总结,形成一种程序化的操作过程,并用这一过程来指导现实中个人的投资行为。在当下个人理财规划之风愈演愈烈之际,由于鲜有人对其核心组成部分投资规划进行理论研究,更没有形成一套可操作性极强的投资规划流程。本文通过对投资规划各步骤的深入研究,提出程序化操作过程,旨在为当下理财规划师实务操作提供参考。

the investment planning is to summarize investment system,form a routinization operation process,and use this process to guide the reality of personal investment behavior.On the occasion of intensified personal financial planning,theoretical research on core component of investment plans is poor,and operational investment planning process is weak.The paper puts forward routinization operation process by studying each step of investment planning,aiming at providing reference for financial planners′ practical operation.