摘要
《巴塞尔协议Ⅲ》大幅度提高了银行资本监管水平,对资本进行了严格的定义,首次引入了资本留存缓冲,明确提出了两大流动性监管指标和四个方面的监测工具。资本监管新规的颁布和实施,将对欧美银行业带来资本筹集的压力。对我国银行业来说,防范和化解潜在的信贷风险,实施多元化的经营战略为当务之急。
＂BaselⅢ＂substantially increases the bank capital supervision,and strictly defines the concept of capital,and for the first time,it introduces in the capital retained buffer,and claries the two major indicators of liquidity supervision and monitoring tools in four areas.Promulgation and implementation of new capital supervision rules will increase the pressure of Europe and America banks to raise capital.While for Chinese banking industry,to prevent and reduce the potential credit risk,and imply a wide range of operation strategies is imperative.
出处
《金融发展研究》
2011年第1期68-72,共5页
Journal Of Financial Development Research
关键词
资本充足率
资本留存缓冲
流动性监管
流动性监测
capital adequacy ratio
capital retention buffer
flow regulation
flow monitoring
