9Altman, E. I. , Sabato, G. , Effects of the new Basel Capital Accord on bank capital requirements for SMEs. Journal of Financial Services Research, 28, 2005, pp. 15 42.
10Avery, R.B. , R.W. Bostic, and K. A. Samolyk, The Role of Personal Wealth in Small Business Finance. Journal of Banking and Finance, 22, 1998, pp. 1019-1061.