台湾农会信用部效率分析

Efficiency analysis of the credit departments of farmers′ associations in Taiwan

2004年台湾正式实行"农业金融法"并重新建构农业金融体系,以期提高台湾农村金融扶农力度和效率。通过CCR模型估计台湾各别农会信用部在2002～2009年期间的相对效率值。研究结果表明:建构新农业金融体系前后,效率值为1的信用部总数占全体之比率不到1成;多数信用部之效率值集中在0.800～0.999之间,显示新的制度在提升整体信用部效率之成效有限;但是相对效率最低的信用部比率有明显下降趋势,可见金融体系改革确实有助效率低信用部之改善。整体而言,台湾之农业金融体系要充分发挥协助农业转型的功能,仍有改善空间。

In 2004,in order to enhance the strength and efficiency of financial support for agriculture and rural development,Taiwan formally implemented ＂Agricultural Finance Law＂ and reconstructed the agricultural finance system.In this paper,CCR model was built to estimate the relative efficiency value of each credit department of farmers′ associations during 2002 to 2009.The result shows that before and after the construction of new agricultural financial system,there were less than 10% credit departments with the efficiency value of 1,the efficiency values of most of the others were concentrated between 0.800 and 0.999,which indicate that the effectiveness of the new system in improving the credit departments′ efficiency was limited.But there was a significant downward trend in the ratio of the credit departments with the lowest relative efficiency value,which shows that the financial system reforms did help to improve the inefficient credit department.Overall,there is still room for improvement for agricultural finance system in Taiwan to give full play to the function of assisting agricultural transformation.