商业银行个人理财:产品创新、风险表现及建议

The product innovation,risk analysis and recommendations of the personal finance performance of commercial banks

本文总结了商业银行个人理财产品创新的"三化"特征,揭示了商业银行个人理财产品创新中的风险表现,提出了促进银行理财业务健康发展的建议。

This paper summarized the three features of personal financial product innovation in commercial banks,revealed the personal financial risk performance of product innovation in commercial banks,put forward some recommendations to promote the healthy development of banking financial business.