摘要
本文从分析农村经济、农村信用的特点入手,充分考虑农村现实的金融生态环境和农村经济发展的规律,认为二元结构下农村经济、信用形式,存在着明显的有别于城市的特征。基于这些特征,本文从理论上设计了区别于一般信用体系的农村信用体系建设框架和模式,并结合山东的实践案例,为进一步开展农村信用体系建设提出了政策建议。
Through the analysis of rural economy and credit characteristics,financial environment and economic development trend in rural areas,we consider that these characteristics are obviously different from those of the unban areas in dual economic structure.Based on these characteristics,the paper theoretically designs a kind of rural credit information system model,which is different from the general credit information system,and provides some policies for the further construction of credit information system in rural areas.
出处
《金融发展研究》
2011年第2期3-7,共5页
Journal Of Financial Development Research
关键词
农村
信用体系
二元结构
模式
rural areas
credit information system
dual structure
model
