丽水市居民理财状况调查研究

随着我国城镇居民可支配收入的不断提高,"个人理财"的需求日益增长。丽水市作为浙江省欠发达城市,经济总量虽然相对落后,但随着居民收入的增加,人们对理财的需求也在逐步扩大。然而,当前丽水市个人理财市场总量不大,金融机构发展速度缓慢,没有形成较为成熟的理财市场的现状,显示丽水市居民理财观念有待于进一步提高。本文通过对丽水市居民理财现状的调查分析,研究欠发达地区理财市场发展中存在的问题,并提出相应的对策。

With the disposable income growth,the needs of personal finance is increasingly speeding up.As an undeveloped city in Zhejiang,Lishui＇s economy is relatively backward.With the residents＇ income increasing,the demands to financial management are gradually enhanced.At present,the personal financial market is not great in Lishu.The financial institution is slowly developing and the sophisticated financial market has not been formed.People＇s financial concepts need to be further improveed.Based on the investigation and analysis of current situation of Lishui＇s residents＇ finance,this paper studies the problems existing in the financial market development,and proposes the corresponding measures so as to establish standard of Lishui residents＇financial management concepts.