发挥资本导向整合银行风险管理体制

Bring into play the role of capital management to integrate bank risk management systems

近年来,资本管理在商业银行中的地位越来越重要,这是监管部门强调资本约束原则的效果,也是商业银行自身控制风险的重要手段。文章指出,作为商业银行风险管理工作的重要抓手,资本管理的核心是计量能力的提升,对于资本分配应掌握总量控制的原则。中国银行业应以资本管理为导向,逐步完善自身的风险管理体系。

Capital management has gained greater importance in commercial banks in recent years,resulting from the efforts of regulators on capital restriction principles.It is also an important means for commercial banks to control their own risk.This paper focuses on capital management,one important task for commercial banks to manage risk,the core of which is to improve the measurement capability and the principle is to control the total volume in capital allocation.The banking industry in China should be capital management-oriented and gradually improve its risk management system.