中国居民高储蓄率根源的实证分析

Preliminary Analysis of the Root Cause of High Deposit Rate Among China's Residents

中国居民的高储蓄率早已引起各界的关注。采用实证分析的方法,通过对影响居民储蓄率的常规变量的回归分析得出结论:收入分配制度不合理是造成中国居民高储蓄率的根本原因。因此,应不断完善收入分配制度,加大居民收入在国民收入中的占比、加大二次分配中居民福利的占比、降低基尼系数,启动消费,实现经济的可持续发展。

The high deposit rate among China＇s residents has caused great concern of various parties.The regression and preliminary analysis of the normal variants affecting the deposit rate indicates that the irrational income distribution system is the root cause of the high deposit rate.Therefore,the income distribution system shall be constantly improved by increasing the proportion of residents＇ income to the national income,expanding the proportion of residents＇ welfare in the secondary distribution and lowering the Gini coefficient so as to start up consumption and realize the sustainable economic development.