一种新型支农信贷模式的思考与实践——“六位一体”模式的探索

Thought and Practice on a New Credit Pattern of Supporting Agriculture --A Probe into the ＂Six -in -One＂ Pattern

促进农民增收对于我国经济社会的可持续发展具有重要意义。在实际中，由于资金匮乏、技术瓶颈、管理失位等原因，给农民增收带来了诸多障碍。“六位一体”的信贷模式解决了单个农户或者普通农民专业合作社所难以应对的问题，是对农民致富途径的有益探索。实践中证明该信贷模式是成功可行的。

It has a great significance to increase farmers＂ income for the sustainable development of our economy and society. In reality, there are many barriers for increasing farmers＇income, such as deficient fund, technical bottleneck, unsuitable management, and so on. The credit pattern of ＂Six - in - One＂ can solve the problems that single peasant household or ordinary farmer professional cooperation is hard to deal with, and it is a beneficial exploration for farmers＇income increasing. This credit pattern is proved successful and feasible in practice.