安徽省财产保险业务结构调整探析

Exploration on the Structure Adjustment of Anhui's Property Insurance Business

以安徽省财产保险业务发展为例,分析了现行财产保险业务结构存在的问题,如机动车辆保险占比过高,企业财产保险、货物运输保险比例逐年下降,责任保险、信用保证保险和农业保险开展不足等。应通过加快发展非车险业务、做精做细车险业务、加大对农业保险的支持力度、积极推进保险产品创新并通过成立数据分析中心提高决策的科学性加以解决。

Taking the development of Anhui＇s property insurance business as an example, the author analyzes the problems in the current property insurance business structure, such as the overhigh percentage of motor vehicle insurance, annually decreasing percentage of enterprise property insurance and cargo transportation insurance as well as the lack of enough liability insurance business, credit and guarantee insurance business and agricultural insurance business, etc. The author thinks that we should solve these problems by accelerating the development of non-motor vehicle insurance business, improve and optimize motor vehicle insurance business, strengthening the support for agricultural insurance business, actively promote insurance product innovation and making decision more scientific through the establishment of data analysis center.