摘要
商业银行在业务经营过程中不可避免地会面临各种经营风险。信贷风险就是商业银行经营风险中最主要也是最重要的风险之一。本文就中国国有商业银行信贷风险的成因进行分析，并提出防御信贷风险的几点措施。
The commercial bank may inevitably encounter many sorts of risks in dealing their businesses. The credit risk is a major risk for commercial banks. This article makes an attempt to analyze the credit risk and management methods for the commercial banks, and also puts forward a scientific credit risk defense system for commercial bank under the guidelines of management strategy.
关键词
商业银行
信贷风险
管理
commercial banks
credit risk
management
