摘要
中小企业的发展己成为我国国民经济发展中不可或缺的组成部分，其在扩大就业、活跃市场、增加收入、稳定企业以及形成合理的国民经济结构等方面发挥者难以替代的作用，但融资难一直是阻碍中小企业发展的首要原因。本文从中小企业自身入手，对融资难的原因进行了分析，在此基础上提出了如何完善自身建设解决融资难题。
Development of the small and medium enterprises（SMES） has become an indispensible part of the development of national economy, which has also played an irreplaceable role in providing employment opportunities, activating markets, increasing salary, stabilizing enterprises, forming a rationale national economy structure, and etc. But financial problem is always a primary cause to hold back the development of SMES. This paper, based on the SMES themselves, has firstly analyzed the possible causes for the financial problems, and then has proposed suggestions as to how to improve self-building to address the problems.
