完善我国银行卡存款冒领的法律责任对策探讨

Perfecting China bank card deposit being falsely claim's legal responsibility countermeasure probing

银行卡也存在诸多风险,社会上利用银行卡犯罪的案件越来越多,并且日益复杂。银行卡的安全问题日益凸显。本文探讨了银行卡内存款被冒领情况下法律责任的有关问题,提出了既要改变归责原则,又要有责任限额的规定,同时要改变挂失风险的承担者,最后要完善相关制度以防范银行卡存款被冒领的风险。

bank card exists many risks,society of crimes of bank is also more and more and more complicated.The security question bank increasingly prominent.In this paper the principle of accountability to change,Also has the responsibility to limit,To change the loss risk to bear finally perfect relevant system to prevent the risk of bank deposit be personally.