摘要
本文基于我国具有代表性的15家国内银行1997~2010年的财务报表数据,运用数据包络分析方法对这些银行的总技术效率、纯技术效率和规模效率进行了测度,然后对外资银行进入与国内银行效率之间的关系进行实证分析。研究结果表明,在规模报酬不变的假设条件下,外资银行进入会使国内银行当年的总技术效率显著下降,对下一年的总技术效率没有显著的影响。在规模报酬可变的假设条件下,外资银行进入会使国内银行当年的规模效率显著下降,但对当年的纯技术效率没有显著影响;外资银行进入会使国内银行下一年的规模效率显著下降,反而会使下一年的纯技术效率显著上升。
This article caculates total technical efficiency, pure technical efficiency and scale efficiency of domestic banks, using the data envelopment analysis method based on financial statements' data of representative 15 domestic banks in China for 1997 - 2008, then empirically analyzes the relationship between foreign banks' entry and the efficiency of domestic banks. The results of this research show that: In the constant returns to scale assumption, foreign banks' entry will make total technical efficiency of domestic banks decreased significantly this year, while no significant impact on total technical efficiency next year. In the variable returns to scale assumption, foreign banks' entry will make scale efficiency of domestic banks decreased significantly this year, while no signifi cant impact on pure technical efficiency this year; foreign banks' entry will make scale efficiency of domestic banks decreased significantly next year, but make scale efficiency of domestic banks increased significantly next year.
出处
《经济管理》
CSSCI
北大核心
2011年第4期131-135,共5页
Business and Management Journal ( BMJ )
关键词
外资银行
国内银行
效率
数据包络分析
foreign banks
domestic banks
efficiency
panel data
data envelooment analvsis