摘要
借鉴国外已有的移动交易支付模式,结合我国金融系统的特点及安全要求,提出了一种基于改进的3-D Secure协议的移动支付安全方案,该方案采用AES(Advanced Encryption Standard)算法对通信报文加密,通过一套支持多信道报文安全传输控制的安全认证体系,来保证在移动支付业务中的客户、商户和资金信息的安全。分析并测试验证了该方案在支付业务中的可行性和安全性。
A new safe solution of mobile payment based on improved 3-D Secure protocol is presented by learning from existing mobile transaction payment patterns abroad and in conjunction with the features of security requirements of domestic financial system.The solution adopts AES algorithm to encrypt communication message and uses a set of security authentication systems supporting the multi-channel secure message transmission control to ensure the safety of the customers′,the merchants′ and the funds information in mobile payment transaction.The feasibility and security of the solution in payment transaction are analysed,tested and validated as well.
出处
《计算机应用与软件》
CSCD
2011年第4期189-192,共4页
Computer Applications and Software
基金
陕西省自然科学基金项目(2007F33)
陕西省教育厅专项科研计划项目(09JK697)
