农村微型金融机构可持续发展的国际经验与借鉴

International Experience and Uses for Reference about Rural Microfinance Institutions Development

农村微型金融机构在弥补农村金融服务空白,解决城乡金融发展不平衡等方面发挥了积极作用。但由于我国微型金融发展较晚,其发展的可持续性值得关注。分析了微型金融机构在国外的发展经验,阐述了孟加拉国乡村银行和玻利维亚阳光银行可持续发展的原因,以此为借鉴,提出我国农村微型金融机构可持续发展的建议。

Rural micro-financial institutions had played a positive role to make up for gaps in rural financial services and to resolve imbalances in urban and rural financial development.However,because of micro-finance later development in China,their sustained development deserves attention.This paper analyzes microfinance institutions development experience from foreign countries,describing Bangladesh Grameen Bank and Bolivia Sun Bank＇s sustainable development causes,as a reference,putting forward the sustained development proposals of micro-financial institutions in our country.