我国银行卡产业的市场结构问题

Analysis of Market Structure of China's Bankcard Industry

我国银行卡产业正经历快速发展的时期,但仍然处于初级阶段。对我国银行卡产业发展的正确认识,需要结合产业发展历史、社会经济体制改革过程和产业未来发展趋势等方面综合考虑。本文分别对我国银行卡产业的转接清算业务、发卡业务和收单业务的市场结构及其形成原因和发展趋势进行了详细分析,旨在能够客观、理性地认识银行卡产业的发展。

China＇s bankcard industry is experiencing rapid development,but still stays at primary stage.The correct knowledge about bankcard industry should take into account its developing history,the reforming process of social and economic systems,and its developing trend in the future.The article conducts a thorough analysis of the market structure,its forming causes and developing trend of bankcard businesses including switching and settlement,issuance,and acceptance,aiming to have an objective and rational knowledge of the development of bankcard industry.