论后次贷危机时期金融控股集团内部交易的法律监管

Research on Legal Supervision on Internal Transaction of Financial Holding Conglomerate

内部交易指金融企业集团内被监管实体直接或间接地与集团内其他实体履行契约性或非契约性、支付性或非支付性债务所进行的任何交易,在有积极意义的同时也带来潜在风险。金融控股集团内部交易的规范有赖于内控机制建设、外部监管、市场披露三个层面的共同作用。我国目前正在制定的《金融控股公司监管条例》正是通过对金融控股公司施加内部控制的法律义务来实现对金融控股集团内部交易的有效监管。

Internal transaction includes transaction for any contractual or non-contractual,payment or non-payment debt done by intra-group supervised entity with those intra-group entities under no supervision direcly or indirecly,which is of both positive effect and potential risk.For effective regulation of financial holding conglomerate relys on collective use of internal control,external supervision and market disclosure.China is engaged in devising Regulation on Supervision of Financial Holding Company,which contributes to effective supervision on internal transaction by imposing legislative internal control obligation on financial holding company.