摘要
按揭贷款购买的房屋在权属上有其特点。在讨论一方婚前按揭贷款后取得所有权的房屋的归属问题时,应该避免认识误区。一方婚前按揭贷款并支付首付款、婚后用共同财产偿还贷款的房屋所有权的价值,是由按揭贷款一方的婚前支付的首付款或者偿还的银行贷款的价值,以及婚后夫妻共同偿还的银行贷款的价值所构成,可以认为这种房屋的所有权是个人财产与共同财产的混合,婚姻法司法解释(三)的相关条款可作相应修改。
As far as the ownership of house purchased by mortgage loan is concerned,it has its own features.When discussing such ownership of a house,which is purchased by one party before marriage and registered after marriage by the same party,we have to avoid some misunderstanding.The value of the house can consist of down payment and/or loan payment by one party before marriage and loan payment by the spouses after marriage.The house shall be considered as the mixture of personal property and joint property of the spouses.Thus the relevant provisions of Draft Judicial Interpretation of Chinese Marriage Law are to be amended.
出处
《中华女子学院学报》
2011年第2期21-26,共6页
Journal of China Women＇s University
关键词
按揭贷款
房屋所有权
夫妻共同财产
个人财产
mortgage loan
house ownership
joint property of the spouses
personal property
