摘要
采用1997-2008年的相关统计数据,考察我国家庭信贷的规模及其结构和经济增长上的变动情况,实证分析家庭信贷对经济增长的影响,结果表明:家庭信贷的增加对经济增长有正效应。进而以农村家庭信贷为考察对象,提出推进农村家庭信贷发展以促进农村经济增长的政策建议。
In this article,we examine the changes of household credit and economic growth in China from 1997 to 2008.We analyzed the effect of household credit on the economic growth.The main conclusion of the article is that the increase in household credit has a positive effect on economic growth.At last,we proposed some policy advice for improving rural household credit in order to promote the economic growth.
出处
《湖南财政经济学院学报》
2011年第2期85-88,共4页
Journal of Hunan University of Finance and Economics
基金
国家社科基金项目"中国家庭债务对消费与经济增长的动态影响机制研究"(项目编号:09BJL017)的阶段性研究成果之一
关键词
家庭信贷
经济增长
流动性约束
household credit
economic growth
liquidity constraints
