基于DEA方法下的我国商业银行效率研究分析

The Research of Our Commercial Bank Efficiency Based on DEA Method

银行效率是银行对资源的有效配置,效率问题成为中国商业银行面临的一个深层次的问题。运用DEA模型,选取投入指标:总资产、员工人数、利息支出、非利息支出和所有者权益;产出指标:利息收入和非利息收入,实证分析我国商业银行的效率。

Bank efficiency is the resources of bank effectively configuration,efficiency problem is becoming a commercial Banks＇ deep problem.Using DEA model,input index： the total assets,number of employees,interest expenses and non-interest expenditure and ownership interest,Output index： interest income and non-interest income,the empirical analysis of Chinese commercial Banks efficiency.