关于我国专业性农业保险公司发展问题的调查与思考

The Investigation and Thinking of the Problems of the Development in the Specialized Agricultural Insurance Company of China

专业型农业保险公司是我国的创造。对这些公司来说,由于是商业性保险企业又必须主要做农业保险业务,他们面临的制度和政策环境比较严峻,特别期望能加快立法,有健全的农业保险制度。同时,这些农业保险公司,包括我国唯一的一家相互保险公司,也需要在各方关心和帮助之下,进行试验和探索,完善其制度模式,规范农业保险经营。监管部门也需要努力为农业保险公司和农业保险的创新和发展创造宽松的环境。

Agricultural insurance companies are created in China. Those companies have to do agricultural insurance program which are main business and difficulty to make profit. And their institutional and policy environment is not perfect, they hope that the relative laws and regulations can be enacted earlier and sound institutions can be provided. At the same time, the agricultural insurance companies,including the mutual insurance company only in China, needed to be concerned and helped in order to experience and explore further, and standardize their operation. The regulation section of government should provide good environment of innovation and development for the companies and agricultural insurance program.